term

Indemnity

Indemnity—탕감—Restoration through Indemnity

Korean: 탕감 (tanggam)
Hanja: 蕩減 — to dissolve/wash away / reduce
Full phrase: 탕감복귀 (tanggam bokgwi)—Restoration through Indemnity

Also known as: The Law of Indemnity; The Indemnity Condition; The Course of Restoration

Preface: The Mechanism of All Restoration

If Chambumo (True Parents) is the destination of the providence of restoration, then 탕감—Indemnity—is the mechanism by which that destination is reached.

It is impossible to understand Unification theology, the providential history of suffering, or the logic of the life of faith without grasping this single concept. Every religious sacrifice in history, every course of tribulation, every act of selfless service—all of these find their meaning within the framework of the Law of Indemnity.

"If everyone comes to understand the meaning of indemnity, then they would like that word the best. Without indemnity, there is no blessing. It is the indemnity that has the value of gold in the Unification Church." — Sun Myung Moon (97-71, 02/26/1978)

The Way of Restoration Is the Inevitable Course for Humankind

I. Etymology and Linguistic Analysis

Korean: 탕감 (Tanggam)

The Korean term 탕감 is composed of two hanja characters: (tang) meaning “to dissolve, to wash clean, to dissipate”—as in washing away a debt or dispersing something accumulated — and (gam) meaning “to reduce, to diminish, to lessen.” Together, 蕩減 means to dissolve and reduce what has been accumulated through wrongful action, specifically the spiritual debt incurred through the Fall.

The full technical phrase used in Unification teaching is 탕감복귀 (tanggam bokgwi): 탕감 (indemnity) + 복귀 (bokgwi, meaning “restoration” or “return to the original”). This compound phrase is the precise theological term: restoration through indemnity — the process by which fallen humanity returns to its original, God-intended state by dissolving the accumulated debt of sin.

In everyday Korean, 탕감 is used in financial contexts to mean debt cancellation or fee reduction. In Unification theology, it carries that same core meaning—the cancellation of a spiritual debt—but through active personal effort rather than passive forgiveness alone.

The English Translation: “Indemnity”

The English word “indemnity” comes from the Latin indemnitas—freedom from loss or damage—and in legal usage refers to compensation for harm suffered or for a liability incurred. In Unification teaching, the term is used in an active, proactive sense: indemnity is not passively received; it is set as a condition by the person seeking restoration.

The individual must personally establish an indemnity condition to separate from Satan and reconnect with God's lineage and love.

II. Definition: What Is Indemnity?

Indemnity in Unification theology is the active process by which a fallen person establishes conditions that mirror or reverse the conditions of the Fall, thereby separating from Satan's domain and restoring the original relationship with God. It is the practical fulfillment of the human portion of responsibility (인간책임분담, ingan chaengim bunddam) that was abandoned at the time of the Fall.

Three concepts are inseparable in understanding indemnity:

The Fall destroyed the original conditions of creation—it introduced false love, false life, and false lineage into human history. The Portion of Responsibility refers to the zone of human freedom and accountability that God built into creation and that Adam and Eve violated.

Indemnity is the process of restoring that violated responsibility by going the opposite direction from the Fall—choosing sacrifice over self-interest, obedience over assertion, and love for others over self-centered love.

"Restoration through indemnity is the way to attain perfection. Only after indemnity can restoration take place; then we can go the path of perfection. Thus, you can consider that indemnity and restoration are one." — Sun Myung Moon (God's Will-697)

The Way of Restoration Is the Inevitable Course for Humankind

III. The Theological Foundation: Why Indemnity Is Necessary:

1. The Fall Created a Debt That Must Be Repaid

The Fall was not merely a moral failure—it was a violation of the order of creation itself. Adam and Eve, who were entrusted with the stewardship of love, lineage, and the created world, handed that stewardship over to Satan through self-centered love.

This act created a spiritual and ontological debt: the entire realm of creation that was meant to belong to God now belongs to Satan, and every human being born since has inherited a lineage connected to that fallen realm.

This debt cannot simply be forgiven by fiat. Because God operates within the laws of His own creation—and because the human portion of responsibility means that humans must fulfill their role—God cannot unilaterally cancel the debt without humans actively participating in the conditions for their restoration.

"Since human beings violated their given portion of responsibility, they must fulfill it... You must win over everything that belongs to the satanic world and in a dignified manner, rid yourselves of its climate of opposition." — Sun Myung Moon (143-77, 03/16/1986)

There is No Separation from Satan without the Law of Indemnity

2. Indemnity and the Portion of Responsibility

The reason indemnity exists at all is directly connected to the human portion of responsibility. Had there been no human portion of responsibility—had God created human beings with no zone of accountability—then restoration could happen automatically, without conditions. But because humans were created with a portion of responsibility, and because they fell within that portion, they must restore it from within as well.

"If God had not given fallen human beings a portion of responsibility, the term 'restoration through indemnity' that we emphasize today in the Unification Church would not have appeared. Simple restoration would have been enough." — Sun Myung Moon (143-77, 03/16/1986)

There is No Separation from Satan without the Law of Indemnity

3. Separation from Satan as the Primary Goal

One of the clearest formulations of what indemnity actually does appears in Rev. Moon's repeated teaching that the purpose of indemnity is separation from Satan. Satan invaded human life precisely at the point where the portion of responsibility was violated. To reclaim that territory, one must set conditions that demonstrate—against all of Satan's opposition—that one belongs to God's side rather than Satan's.

"The way of restoration through indemnity is the way of separation from Satan. Why should we be separated from Satan? In order to find the realm of the portion of responsibility. Originally, Satan did not exist in the realm of the portion of responsibility." — Sun Myung Moon (148-197, 10/09/1986)

There is No Separation from Satan without the Law of Indemnity

4. Indemnity as Re-Creation

A third framing—perhaps the most profound—is that indemnity is the process of re-creation. God invested 100 percent of His sincere devotion when creating the universe. To re-create it, the same standard of total investment must be matched. This explains why the path of indemnity is demanding, sacrificial, and seemingly disproportionate to ordinary human experience: it mirrors the absolute investment of the Creator.

"In order to re-create something, you must invest even more energy than that originally invested in its creation. Since repairing something requires more effort than creation, that extra amount must be paid through a condition called indemnity." — Sun Myung Moon (133-69, 07/08/1984)

Why Restoration through Indemnity is Necessary

IV. The Law of Indemnity: Core Principles

Rev. Moon identifies several foundational principles governing how indemnity works:

The reverse direction principle. Indemnity means going the opposite way from the Fall. The Fall resulted from disbelief, self-assertion, and self-centered love—so restoration requires absolute faith, self-denial, and living for the sake of others. The path of restoration is literally the reverse path of the Fall.

"Indemnity means going the route opposite to that of the Fall. It means going the reverse way." — Sun Myung Moon (92-254, 04/18/1977)

The Way of Restoration Is the Inevitable Course for Humankind

The personal nature of indemnity. No one can set an indemnity condition on behalf of another. Each person must set their own conditions. This distinguishes the Unification understanding of salvation from purely faith-based models in which salvation is received passively.

"You must make indemnity conditions yourself. It is not something that another person can do on your behalf." — Sun Myung Moon

You Must Set Indemnity Conditions Yourself

The willing heart. Indemnity is not effective if endured merely under compulsion. It must be embraced willingly—even joyfully—for it to constitute a genuine condition of restoration.

"Why am I giving you a suffering course? It is because you have to go the way of indemnity. I, too, intend to walk the way of indemnity my whole life. I am not reluctant to do it. One should walk this path willingly." — Sun Myung Moon (133-69, 07/08/1984)

The Way of Restoration Is the Inevitable Course for Humankind

Absolute faith and absolute obedience. The way of indemnity requires an absolute standard of faith that does not waver regardless of opposition, suffering, or persecution. The reason absolute obedience is required in the religious life is that it reverses the self-assertion of Adam and Eve.

"Why should religious people obey absolutely? It is necessary in order for them to become absolute object partners in relation to the absolute Subject partner." — Sun Myung Moon (57-57, 05/28/1972)

The Way of Indemnity is the Way of Absolute Obedience and Absolute Submission

V. The Eight-Stage Indemnity Course

One of the most structurally developed aspects of indemnity teaching is the eight-stage course of restoration. Rev. Moon describes this as both a vertical hierarchy and a horizontal expansion, each consisting of eight levels that must be restored sequentially.

The vertical eight stages (representing the spiritual status of individuals before God) proceed from the lowest fallen state upward: servant of servants → servant → adopted child → child by a concubine → child of direct lineage → mother → father → God.

The horizontal eight stages (representing the social and providential scope of restoration) proceed outward from the individual: individual → family → tribe → people → nation → world → heaven and earth → God's love.

Each stage must be restored sequentially. Victory at one level is required before advancing to the next. At each stage, Satan will mobilize opposition, because each advance diminishes his domain.

"We must progress vertically, from the servant of servants, through servant, adopted child, child by a concubine, child of the direct lineage, the mother, the father, and then God — eight stages in this way. Also, the individual, family, tribe, people, nation, world, heaven and earth, and God are eight levels as well." — Sun Myung Moon (189-141, 04/01/1989)

The Eight-Stage Indemnity Course and the Ceremony of the Settlement of the Eight Stages

The Ceremony of the Settlement of the Eight Stages

On August 31, 1989, in Kodiak, Alaska—the northernmost location accessible in the Western Hemisphere—Rev. Moon conducted the Ceremony of the Settlement of the Eight Stages (팔단계 정착식). This ceremony marked the completion of the vertical and horizontal eight-stage indemnity courses by the True Parents on behalf of all humanity. The following day, September 1, he proclaimed the Ideology Centered on the Heavenly Father—the parent-centered ideology of salvation through love.

"On August 31, 1989, in Alaska, I declared the Ceremony of the Settlement of the Eight Stages that allowed humankind to shift into the age when indemnity is no longer needed. From now on, if we build the Kingdom of Heaven or do anything we want, no one can accuse us." — Sun Myung Moon (193-204, 10/04/1989)

The Eight-Stage Indemnity Course and the Ceremony of the Settlement of the Eight Stages

The ceremony represented a watershed in providential history: the formal end of the age of indemnity and the beginning of a new era in which Blessed Families can advance without the cumulative weight of historical indemnity, building instead on True Parents' completed foundation.

VI. Indemnity in the Life of True Father

Rev. Moon's own life is understood as the supreme example of indemnity paid on behalf of all humanity. He describes having gone through all eight vertical and horizontal stages of indemnity in one lifetime—something that in the providential course of history took thousands of years across multiple eras and many symbolic figures.

His imprisonments—six times in total, across North Korea, South Korea, and the United States—are explicitly framed in this context. Prison, far from being a place of shame, is described as a place where Satan cannot follow, because it is the place Satan most hates and most fears:

"With the power of my love for God, I willingly go to prison in Satan's world. I welcome with greatest joy the place that Satan hates the most." — Sun Myung Moon (148-156, 10/08/1986)

There is No Separation from Satan without the Law of Indemnity

This personal indemnity course of True Father is documented in detail in the Cheon Seong Gyeong and the Cham Bumo Gyeong, as well as in the chapter:

The Historical Indemnity Course of True Father

VII. Indemnity and the Three Conditions:

Rev. Moon identifies three essential elements that together constitute the complete indemnity condition required for restoration. These form a sequential spiritual program corresponding to the reversal of the three elements of the Fall:

Absolute Faith reverses the disbelief of Adam and Eve. It is not merely intellectual assent but a commitment that presses forward even unto death—“a “faith that falls forward, not sideways, even at the moment of dying.”

Self-Denial reverses the self-assertion that led to the Fall. The fallen world was built on self-centeredness; the path of restoration demands complete denial of the false self, including attachment to comfort, reputation, and personal desire.

Absolute Love toward the enemy is the final and highest condition. It is not sufficient to merely endure suffering—one must love those who persecute, even to the point of causing the enemy to willingly surrender his claims. This is the condition that ultimately makes Satan retreat.

"First is absolute faith. Second is self-denial — you must deny yourself 100 percent. Third is absolute love. Absolute love means digesting one's enemy... The enemy should willingly hand over to you his nation, all his rights, and even his right of a first son." — Sun Myung Moon (126-34, 04/10/1983)

Why Restoration through Indemnity is Necessary

VIII. The Paradox of Indemnity: Suffering as Blessing

One of the most counterintuitive aspects of the indemnity teaching is that suffering, hardship, and persecution are not obstacles to the providential course — they are the very means of advancing it. This is not a glorification of suffering for its own sake, but a structural consequence of the reverse-direction principle: because the world fell through comfort and self-assertion, it is restored through sacrifice and love.

"The most difficult time for the Unification Church signifies that the day is drawing near when we kick away the most difficult realm of Satan's Fall and are liberated." — Sun Myung Moon (92-256, 04/18/1977)

There is No Separation from Satan without the Law of Indemnity

Rev. Moon used the image of bitter medicine repeatedly: just as medicine that heals is often bitter to taste, the conditions of indemnity are difficult by nature but lead to restoration and blessing. He also noted that Satan, being arrogant, avoids low and difficult places — which is precisely why the hardest, most humiliating path is paradoxically the safest from Satan's interference.

"Setting indemnity conditions is difficult, like taking bitter medicine. However, unless indemnity conditions are set, restoration can never be accomplished." — Sun Myung Moon (92-254, 04/18/1977)

The Way of Restoration Is the Inevitable Course for Humankind

IX. Indemnity in Providential History

The concept of indemnity is not only personal — it operates on collective, national, and cosmic scales. Rev. Moon's teaching traces the entire history of the Old and New Testaments as a series of escalating indemnity conditions set by providential figures and nations on behalf of all humanity.

Key examples from providential history include Jacob's 21-year course under Laban, Moses' 40-year wilderness period, the 400 years of Israelite slavery in Egypt, Jesus' 40-day wilderness temptation, and the 2,000 years of Christian persecution. Each of these represents indemnity paid at a different providential level — from individual to family to national to world.

The Dispensational Time-Identity principle (시대적 동시성) described in the Exposition of the Divine Principle shows how these indemnity periods repeat across historical eras, with each repetition occurring on a shorter timescale but at a higher providential level.

"The history of restoration is not something you accomplish just based on explanations. First, you do things, achieve victory, and in this way, you take charge of the situation." — Sun Myung Moon (62-126, 09/17/1972)

The Way of Restoration Is the Inevitable Course for Humankind

X. The End of the Age of Indemnity

The completion of the eight-stage indemnity course by True Parents in 1989, followed by the proclamation of True Parents in 1990–1991, the Coronation for God's Kingship in 2001, and the proclamation of Cheon Il Guk in the same year, collectively mark the transition from the age of indemnity to the Era After the Coming of Heaven (천운의 전환시대). In this new era, Blessed Families no longer bear the full burden of historical indemnity — they walk on the foundation True Parents have laid.

However, individual members are still expected to fulfill their personal portion of responsibility and maintain the standard of indemnity appropriate to their level. The abolition of the age of indemnity does not mean the abolition of personal responsibility — it means the conditions required no longer carry the full weight of providential debt.

"The Ceremony of the Settlement of the Eight Stages signifies that the vertical and horizontal courses of indemnity are completed. Due to this, the course of indemnity for all humanity is abolished. The time has come when indemnity is not needed and we can reach harmony in love." — Sun Myung Moon (193-173, 10/03/1989)

The Eight-Stage Indemnity Course and the Ceremony of the Settlement of the Eight Stages

XI. Key Sources

The primary scriptural source is Book 8 of the Cheon Seong Gyeong: “Sin and Restoration through Indemnity.” All chapters listed below are drawn from this book unless otherwise noted.

Restoration — 복귀 (bokgwi) → Restoration
Portion of Responsibility — 책임분담 (chaengim bunddam) → Human Beings Have a Portion of Responsibility
The Fall — 타락 (tarak) → Fallen Nature
Foundation of Faith — 믿음의 기대 → The Foundation of Faith and the Foundation of Substance
Foundation of Substance — 실체기대 → The Foundation of Faith and the Foundation of Substance
True Parents — 참부모 (Chambumo) → True Parents
Salvation History — 섭리역사 → Salvation History
Cheon Il Guk — 천일국 → Cheon Il Guk
Blessing Ceremony — 축복식 → Blessing Ceremony
Shimjeong — 심정 → Shimjeong

This glossary entry is part of the Glossary of the Unification Church on True Parents Legacy. Content is based on the teachings of Sun Myung Moon as preserved in the Cheon Seong Gyeong and related texts on tplegacy.net. It does not represent an official statement of the Family Federation for World Peace and Unification (FFWPU).